As a physician you work hard completing undergrad, med school, residency, fellowship, and when it is all said and done more time has been put into crafting your skill set than any other career path out there.
When it comes to finances, you may feel there is some catch up work to do. Many times, decisions need to be made during key transitions that happen within a blink of an eye. Experience confidence and affirmation knowing you are living your life by design, and every decision you make is aligned with your philosophy.
We are passionate about guiding our clients through key transitions and milestones:
Do I accept a private practice job where the salary will be higher, or do I accept a non for profit job and go after loan forgiveness?
How do I balance saving for my future as well as paying off my student loans?
How do I know my first contract and compensation package is fair?
How do I figure out RVU targets, and will I be able to maintain a work life balance?
How do I budget properly when my income goes up 4x – 10x after training?
How much house can I afford without feeling cash poor? What about physician mortgage loans?
How much do I need to save for financial independence, college tuition for my kids, and other key life events?
Decision fatigue can make all the options very daunting for those that lack the time to manage their financial affairs. Our job is to simplify these choices in a way that makes it easy for you to make confident and empowered decisions.
Establishing Early Success in Your Financial Life From Residency to Retirement
Student loan gameplan
Creating a budget/ Emergency fund
Saving for your first home
Life & Disability Income Insurance review
Home & Auto Insurance review
Saving and Investing for your short, mid and long-term goals
Comprehensive Financial Plan*
Cash flow analysis
Student Loan Deep Dive (Loan Evaluation, Applying for PSLF & Eligibility, Making Qualified Payments, Staying Compliant with the Department of Education)
Net worth summary
Retirement income and savings strategies
Full investment analysis
Survivorship & estate planning analysis
Income protection analysis
Review of personal tax returns
Charitable giving analysis
Full Property & Casualty analysis (To be conducted by independent third party)
*Annual Planning Fee